Custom Retirement Plan Consulting for Employers in Austin

Meet our Austin based Financial Planning Company.

Smart Retirement Plans for Today’s Employers

At Strategic Capital, we help Austin-based businesses design, implement, and optimize employer-sponsored retirement plans that support workforce retention, tax efficiency, and long-term growth. Whether you’re offering benefits for the first time or upgrading an outdated plan, we help you navigate complex plan options with clarity and purpose.

From 401(k)s and profit sharing to defined benefit strategies and more, we provide a personalized, fiduciary-driven experience built to serve your employees and protect your business.

Strategic Capital has been Featured on the following Financial Media Platforms:

CNN Logo, featured Financial information by Strategic Capital Wealth Management
ABC KVUE Logo, featured Financial information by Strategic Capital Wealth Management
Yahoo Finance Logo, featured Financial information by Strategic Capital Wealth Management
ABC KVUE Logo, featured Financial information by Strategic Capital Wealth Management
ABC KVUE Logo, featured Financial information by Strategic Capital Wealth Management
CBS Austin Logo, featured Financial information by Strategic Capital Wealth Management
ABC KVUE Logo, featured Financial information by Strategic Capital Wealth Management
Alliance for Lifetime Income Logo, featured Financial information by Strategic Capital Wealth Management
Supermoney Logo, featured Financial information by Strategic Capital Wealth Management
CBS Austin Logo, featured Financial information by Strategic Capital Wealth Management
Alliance for Lifetime Income Logo, featured Financial information by Strategic Capital Wealth Management
Supermoney Logo, featured Financial information by Strategic Capital Wealth Management
Alliance for Lifetime Income Logo, featured Financial information by Strategic Capital Wealth Management
Supermoney Logo, featured Financial information by Strategic Capital Wealth Management
CBS Austin Logo, featured Financial information by Strategic Capital Wealth Management

Frequently Asked Questions about Financial Planning

What can Strategic Capital do for my Financial Planning?

We are financial advisors and fiduciaries. We are well-versed in all aspects of creating and helping our clients to implement a sound financial plan. We have a team of people dedicated to the alternative investments, and other private market asset classes, as well as dedicated professionals to help manage navigating public markets successfully. We have a team of third-party trusted advisors that assist our clients as needed if they do not already have their own trusted advisors for the aspects we don't directly handle. Areas like specialty tax planning, legal entity and trust formation, and other ancillary, but important sophisticated endeavors that are core to the financial planning process.

We are here to ensure that the process of tying together the various aspects of your financial planning process is a streamlined one. We can help you plan within your business, to improve tax considerations, and contribute more to retirement. We can help you set and achieve financial goals, while helping you navigate regulatory and legislative changes. Strategic Capital has a network of professionals that offer world class support services and we have access to strong performers in asset building capacities, and work with some of the best-known asset allocators, and wealth management channels. Our team has been shown to be able to support asset creation, wealth building, risk management, wealth protection and transfer, and in helping our clients achieve their specific goals. But it's important to note that we also know what our limitations are, and we function first and foremost as fiduciaries - so we are always looking at what's best for your interests.  

What do I need to get a Financial Plan from Strategic Capital?

We want to be as accurate as possible, so we'll need to get some basic information about your existing planning. We also need to know what your general outlook and risk tolerances are. Knowing what you are already interested in, from a goal setting perspective, will help us to ensure we can do what's necessary to improve your overall likelihood of meeting financial planning goals. We'd like to set some additional goals as needed with you, too. We generally have an intake meeting and evaluate the above aspects of your financial positioning, and get to know you, so we can serve as the best partner to help you reach your financial planning targets. We are a wealth management specialist - and we can help you manage your wealth, in the context of a prudent financial plan.

We can help you with the process when you call to schedule a financial planning meeting - our team is incredibly detailed and has a lot of these tasks already optimized to make it a breeze. When it comes to the actual real-time activities in our financial planning process, the bottom line is that we need to see where you are at, where you want to be and what exists from a current planning perspective. Then we can help you set the right goals and make the right roadmap to meet your unique goals. We're looking forward to getting to know you!

What does a traditional Financial Plan include?

Every Financial plan is unique to the individual or family that it's designed for. But there are some important aspects that every solid financial plan should include. Generally, asset accumulation, asset protection, asset transfer, tax considerations and strategic planning, are the bare minimum for a comprehensive financial plan. That said, not every situation will necessitate these things under all conditions, at the very beginning of the structuring of the financial planning process. For Entrepreneurs and business owners, we also support you with a robust set of business planning options that are crucial to improving your capacity from a financial planning perspective. Again, financial planning is a process, and at Strategic Capital, every financial planning strategy, document and roadmap is custom built for the client's unique scenario. What is very important in financial planning, is that a plan is built well enough to anticipate that some changes will be necessary in the future - and having a team that can support you in that ongoing endeavor at the highest level, is a best practice.

How often will my Financial Plan change?

Life is anything but certain. Things change constantly. But with the proper planning in place, we can help you become more able to meet specific goals, despite the different hurdles that come from day-to-day events. We try to build bespoke plans to ensure they are detailed and focused on your unique situation and outlook. But we also prioritize being flexible in planning, to ensure that as markets change, or goals move, or big life events happen, that you are able to pivot to minimally disrupt your planning progress, and get back on track to complete the roadmap we build together. Let's discuss what you want to do, and we believe that we can help you see the value in building a robust and capable financial plan.

A Retirement Strategy that Works for Your Business

Choosing a retirement plan isn’t just about checking boxes—it’s about alignment. At Strategic Capital, we begin with a deep understanding of your business model, compensation structure, and team demographics.

We help you evaluate and implement options such as:

  • Traditional 401(k) and Roth 401(k)
    Safe Harbor plans
  • Solo 401(k)s for owner-only businesses
  • Defined Benefit and Cash Balance Plans
  • 403(b) and 457 plans for non-profits and municipalities
  • SEP and SIMPLE IRAs for small employers
  • Integrated profit-sharing and bonus-based strategies

Our team handles the plan design, documentation, onboarding, and administrative support—so you can focus on running your business while delivering world-class benefits.

Not Just a Provider—A Strategic Partner

Our process doesn’t stop once your plan is live. We provide ongoing oversight and plan performance monitoring, including:

  • Regulatory updates and compliance audits
  • Investment lineup evaluations and benchmarking
  • Employee communication and education strategy
  • Fee and provider analysis
  • Retirement readiness assessments for your team

Serving Growing Employers Across Austin

Whether you’re a 10-person firm or a fast-scaling company entering new markets, we understand how your retirement plan impacts hiring, retention, and culture. We help clients across Austin find the right balance between employer responsibility and employee value.

EXCELLENT
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Based on 104 reviews
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Rusty Johnson profile picture
Rusty Johnson
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We’ve been working with Chris, Bobby, and Adam at Strategic Management, and we couldn’t be happier. They respond to every question quickly — and always with thoughtful, useful information that helps us make smart decisions with confidence. What really stands out is how genuinely they focus on our interests and goals as we move into this new chapter of retirement. They’ve taken the time to understand our priorities and have built a comprehensive plan that aligns perfectly with our future needs. Every step feels well thought out, and that gives us immense peace of mind knowing that the guys at Strat Cap have truly “got this.” It’s a great feeling to know your financial future is in such capable, caring hands.
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Kate Hoedt profile picture
Kate Hoedt
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I have had a great experience with Chris and Bobby. They were knowledgeable and patient as they helped us navigate the best options for our finances. I would recommend them to any of my friends and family who were looking to do the same.
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Bill Hoedt profile picture
Bill Hoedt
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Highly recommend working with the team at Strategic Capital. Chris and Bobby 1/ helped us create a financial plan, tailored to accelerate our family’s financial goals, 2/ assisted us every step of the way in converting the plan into action, and 3/ are always there to help or collaborate if we need them.
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Aliz Axmann profile picture
Aliz Axmann
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I’ve recently started working with Chris and Bobby, and I’m beyond grateful to have found them. I’ve worked with a few different financial advisors over the years, but none compare to Chris and Bobby. They are genuinely kind, compassionate, and operate with the highest level of integrity. It’s also very clear that they truly care about helping their clients succeed and doing right by them. They’re incredibly responsive, attentive, and dependable. Whether I reach out via text or email, they always respond promptly with well thought out, clear advice, and actionable next steps. Beyond the exceptional customer service, I’ve also been really impressed with how structured and transparent the entire engagement has been. Chris laid out each step of the process clearly from the beginning and followed through on every step. He took the time to explain the financial strategy and investment plan in a way that felt thorough, clear, and easily digestible. As a small business owner, I also really appreciate how supportive they’ve been, not just of my personal financial goals, but of my business as well. I feel incredibly fortunate to have found Strategic Capital. For the first time, I truly feel supported and in good hands when it comes to my financial health and future. I highly recommend them to anyone seeking trustworthy, dependable financial guidance delivered with exceptional integrity and genuine care.
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Andi Donner profile picture
Andi Donner
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My husband and I have been working with Chris Hernandez since 2013 and we cannot say enough about how much we appreciate him. He helped us turn a challenging and difficult mess into a robust plan that has worked beyond our expectations. Chris didn’t just give us good advice or a quick fix, he gave us lasting solutions that continue to meet our needs as we age and our lives change. He supported us as we cared for an aging parent, providing solutions that met our ever changing needs. Because we had Chris to guide us, we were able to care for our loved one the way we wanted to without worrying the money would run out. (I cannot begin to imagine how hard our journey would have been if we had stayed with our previous financial advisor.) We can never thank Chris enough for how much genuine help he has brought to our family and we cherish the relationship we have built with him over years of being his client.
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Anna Marquez profile picture
Anna Marquez
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I have used them for over 5 years. They have assisted me in so many changes. Paying attention to changes and offering options for my needs. I recommend them to anyone interested in financial support and or retirement
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Matthew Novosad profile picture
Matthew Novosad
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Chris has been great and is always looking out for my best interests.
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Susanna Patterson profile picture
Susanna Patterson
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I’ve have been having an excellent experience working with Strategic Capital. They are knowledgeable, professional, and always take the time to explain everything clearly. I highly recommend their services!

Let’s Build a Smarter Benefit Plan

Today’s employees expect more than just a paycheck. We help you meet that expectation with well-designed, fully supported retirement plans that make your business stand out.

Let’s talk about your current setup—and where you want it to go. We’ll help you get there.