Financial Planning - Austin

Meet our Austin based Financial Planning Company.

Financial Planning

Strategic Capital’s team can provide individualized financial planning that guides, protects, and enhances your financial quality of life. Our Financial Advisors offer insights and services that can improve your asset accumulation, debt control, savings goals, risk management and estate planning as well as helping you recognize opportunities to improve tax planning. For financial planning in Austin – Strategic Capital can assist you in meeting your goals.

What can Strategic Capital do for my Financial Planning?

We are financial advisors and fiduciaries. We are well-versed in all aspects of creating and helping our clients to implement a sound financial plan. We have a team of people dedicated to the alternative investments, and other private market asset classes, as well as dedicated professionals to help manage navigating public markets successfully. We have a team of third-party trusted advisors that assist our clients as needed if they do not already have their own trusted advisors for the aspects we don’t directly handle. Areas like specialty tax planning, legal entity and trust formation, and other ancillary, but important sophisticated endeavors that are core to the financial planning process.

We are here to ensure that the process of tying together the various aspects of your financial planning process is a streamlined one. We can help you plan within your business, to improve tax considerations, and contribute more to retirement. We can help you set and achieve financial goals, while helping you navigate regulatory and legislative changes. Strategic Capital has a network of professionals that offer world class support services and we have access to strong performers in asset building capacities, and work with some of the best-known asset allocators, and wealth management channels. Our team has been shown to be able to support asset creation, wealth building, risk management, wealth protection and transfer, and in helping our clients achieve their specific goals. But it’s important to note that we also know what our limitations are, and we function first and foremost as fiduciaries – so we are always looking at what’s best for your interests.  

What do I need to get a Financial Plan from Strategic Capital?

We want to be as accurate as possible, so we’ll need to get some basic information about your existing planning. We also need to know what your general outlook and risk tolerances are. Knowing what you are already interested in, from a goal setting perspective, will help us to ensure we can do what’s necessary to improve your overall likelihood of meeting financial planning goals. We’d like to set some additional goals as needed with you, too. We generally have an intake meeting and evaluate the above aspects of your financial positioning, and get to know you, so we can serve as the best partner to help you reach your financial planning targets. We are a wealth management specialist – and we can help you manage your wealth, in the context of a prudent financial plan.

We can help you with the process when you call to schedule a financial planning meeting – our team is incredibly detailed and has a lot of these tasks already optimized to make it a breeze. When it comes to the actual real-time activities in our financial planning process, the bottom line is that we need to see where you are at, where you want to be and what exists from a current planning perspective. Then we can help you set the right goals and make the right roadmap to meet your unique goals. We’re looking forward to getting to know you!

What does a traditional Financial Plan include?

Every Financial plan is unique to the individual or family that it’s designed for. But there are some important aspects that every solid financial plan should include. Generally, asset accumulation, asset protection, asset transfer, tax considerations and strategic planning, are the bare minimum for a comprehensive financial plan. That said, not every situation will necessitate these things under all conditions, at the very beginning of the structuring of the financial planning process. For Entrepreneurs and business owners, we also support you with a robust set of business planning options that are crucial to improving your capacity from a  financial planning perspective. Again, financial planning is a process, and at Strategic Capital, every financial planning strategy, document and roadmap is custom built for the client’s unique scenario. What is very important in financial planning, is that a plan is built well enough to anticipate that some changes will be necessary in the future – and having a team that can support you in that ongoing endeavor at the highest level, is a best practice.  

How often will my Financial Plan change?

Life is anything but certain. Things change constantly. But with the proper planning in place, we can help you become more able to meet specific goals, despite the different hurdles that come from day-to-day events. We try to build bespoke plans to ensure they are detailed and focused on your unique situation and outlook. But we also prioritize being flexible in planning, to ensure that as markets change, or goals move, or big life events happen, that you are able to pivot to minimally disrupt your planning progress, and get back on track to complete the roadmap we build together. Let’s discuss what you want to do, and we believe that we can help you see the value in building a robust and capable financial plan.  

Your Financial Plan

Financial Planning is important – it can be the guideline for how you ultimately realize your personal and business financial goals. Every good plan starts with an exploration of those goals and an accounting of what’s in place. The first step in developing a robust financial plan is to determine your financial desires in the short, and long-term. We help our clients turn an abstract idea into a tangible, working plan of action while also pinpointing areas you may not have thought about along the way. Whether planning for yourself, your family, or your business, we begin our process by listening to where you want to go, and designing a path forward. As you evolve, so do your needs, and your plan should be able to do the same. Our Financial Planning engagement is an  ongoing process in which we help you identify new needs and make changes as your life goals and life circumstances change. With continuous monitoring, we are able to evaluate your progress and evaluate the need for changes. Our team is constantly learning about new changes to regulations and monitoring the different financial landscapes that exist – this allows us to provide insights and compliance considerations to keep your financial plan in harmony with your needs and the changing world of finance. 

Portfolio Management as part of your Financial Planning

Asset accumulation and proper securities risk management, modelling, and allocation is incredibly important to your overall financial plan success. Our team of advisors works with you to create investment objectives specific to your unique needs in public and/or private sectors of investment. Our private alternative investments analysts and public markets team will then be able to craft a portfolio allocation based on your unique investment objectives. Our  alternatives specialists are constantly performing due diligence on private opportunities to uncover unique and advantageous scenarios; while our public markets team continuously monitors allocations to find areas of opportunity, many are identified by our proprietary artificial intelligence platform, Newton. Using these strategies we can better identify trends in the private and public markets to further enhance your portfolio’s objectives that can lead to improved chances of hitting those financial planning goals.

Financial Planning

Our advisors specialize in architecting solutions driven to accomplish your goals – now and in the future. We comprehensively analyze your current financial situation in multiple areas of finance such as investments, taxes, savings, retirement, estate coordination, insurance, and more. We can do this at both the personal and business levels, if you’re an entrepreneur or business owner. Wealth Management is at the core of what we do – we’ve got solutions for all types of clients. Having a plan is incredibly important We use your current financial outlook and any previous planning to help us identify your current path and correct any shortcomings. This results in a newly created recommended path to move forward with a greater likelihood of success. Our goal is to find opportunities for optimizing your current strategies and gain efficiency through our team’s strategic skills to increase your probability of success now, and in retirement.

  • Plan Optimization
  • Investment Management
  • Affluent Wealth Management
  • Wealth Transfer
  • Estate Planning
  • Risk Management and Insurance Solutions
  • Retirement Plans
  • Tax Coordination
  • Business Planning

Estate Planning

Estate planning is important for everyone, no matter age or wealth. When you meet the Estate Planning threshold, a proper estate plan creates safeguards that protect your assets and personal property and helps optimize how they are transferred to your heirs. This may include Last will and testament creation, trusts, powers of attorney and medical directives, and probate and inheritance. These all play a part in completion of your last wishes and transfer of assets in the most timely and efficient manner possible. But they can be a daunting challenge with all the changes in legislation that frequently occur, and with the complicated landscape of variable concerns and unforeseen potential events. Having a team that is familiar with handling complex estates, and has tooling and professional experience in all facets of the Financial Planning process can be a game-changer in meeting your financial goals.

Risk And Insurance

We work with a lot of entrepreneurs. For business owners: your business starts with you. What would happen to your business if something adverse were to happen to you?

For those who are high earners and work in a corporate setting, risk management is equally important. For both W2 wage earners, and for business owners, Risk mitigation or elimination is incredibly important. For business owners, ensuring that your business never skips a beat in your absence is crucial to the success of your business and yourself financially.

For High income employees and executives, you need to ensure you have protection if you cannot work. This risk management is a strategic benefit to holistic financial planning – it shows that we don’t just look at the wealth generation processes, but explore protection strategies to keep that wealth accumulation intact.

This may include 

  • Disability Insurance
  • Key Man Insurance
  • Business Overhead Insurance
  • Personal Liability Insurance
  • Strategic planning for businesses

Retirement Plans

Retirement planning is a big part of an overall financial plan, and for many, it may also provide benefit to you and your business in real time. There are a plethora of solutions that exist to accomplish your specific financial objectives. From plans that can provide much larger contributions and tax deductions than that of your typical 401(k), to plans that can provide additional advantages such as death benefits, and beyond. Our team of financial advisors works to coordinate the most efficient plan possible to accomplish all of your entrepreneurial needs. For those that are not business owners – we can help you optimize contributions, and plan for taxes, to ensure you have access to the most efficient tooling and strategies in retirement planning.

  • SEP IRA
  • 401(k)/Profit Share
  • Defined Benefit Pension Plans
  • Cash Balance
  • Fully Insured Plans
  • Executive Bonus
  • And more

Tax Coordination

THE + IRS = THEIRS! Without a comprehensive plan encompassing tax strategies, you may be paying more taxes than needed. Our process involves working with your current tax team to help lower your tax bill by coordinating savings strategies to help reduce liabilities now and in the future. If you do not currently work with a tax team, our network of CPAs specialize in helping you to use the tax code to your advantage. Education is the key to empowerment! Our team is constantly keeping abreast of tax and regulatory changes, and can help you find the right solutions in harmony with your unique tax planning needs. Having an advisor that interfaces with your tax planning is important, as it can reduce unnecessary taxation, and improve total contributions to retirement plans, while improving your total financial outlook. 

Business Consulting

Being an entrepreneur requires you to wear many hats and consume many responsibilities apart from the revenue generating activities in which you excel. We can help you streamline what your day-to-day looks like, and still get the right financial planning in place. Whether evaluating tools to catalyze success or implementing solutions to stay current with government regulation, our team of consultants and partners are able to bring strategies to your business to keep you in compliance and operating at the highest levels of efficiency. Using this Strategic Capital Network, we are able to provide solutions for just about all of your business needs. We offer insights that are otherwise hard to find in a single place, combined with seamless coordination with existing members of your team. We are entrepreneur consultants – If you don’t yet have a team, we can help you build one with the right trusted advisors. 

Excellent
Based on 90 reviews
Kritika Jain
Kritika Jain
2024-06-17
Trustindex verifies that the original source of the review is Google.
We are incredibly grateful for our decision to work with Chris Hernandez at Strategic Capital. From the very beginning, Chris has proven to be a very trustworthy and reliable financial advisor. We often text him with the smallest questions, and he always replies promptly, providing clear and helpful advice. Chris's expertise extends beyond just managing our money; he also helped us secure life and disability insurance, something we previously overlooked but now understand the critical importance of. Additionally, they have great resources and connections, such as CPAs and lawyers, which have been extremely beneficial for our financial planning. This company is truly an asset that we were lucky to have stumbled upon. We couldn't be happier with the service we've received from Chris, Bobby and the entire team at Strategic Capital. We highly recommend them to anyone looking for a secure financial future and thorough, dependable financial advice.
Phoebe Whitted
Phoebe Whitted
2024-06-06
Trustindex verifies that the original source of the review is Google.
These guys have made our dreams come true. It’s so nice to work with such capable, caring and trustworthy folks. Would recommend you call them and get on track with your financial future plans.
Rachel Burrows
Rachel Burrows
2024-04-24
Trustindex verifies that the original source of the review is Google.
I cannot recommend Adam, Chris, and their team enough. As fiduciaries they are of invested in your future, but it is clear they truly care about you as an individual. My husband and I found them to be honest, patient, kind, low pressure, and offering sound financial advice and planning for asset growth and wealth management. We feel confident we are in excellent hands and feel secure in our future. Thank you, Strategic Capital!
Enrico Burrows
Enrico Burrows
2024-04-24
Trustindex verifies that the original source of the review is Google.
After speaking with Adam and Chris, both my wife and myself feel like we are working with the right financial advisors. They took their time reviewing all of our current assets and provided an excellent plan for the future for our family. Highly recommend.
Gino Valle
Gino Valle
2024-04-11
Trustindex verifies that the original source of the review is Google.
If I could give more stars, I would. Chris, Bobby, and Adam have truly exceeded my expectations. They bring a perfect blend of professionalism and personal touch to managing my finances, treating them as if they were their own.
Katie Miller
Katie Miller
2024-02-02
Trustindex verifies that the original source of the review is Google.
I’ve been working with Strategic Capital through my employer since 2016 solely for my retirement plan and they’re now my chosen route for personal finance as well. My advisor, Chris, is hands-on, always available, and incredibly knowledgable in this ever-changing market. I know that I’m in good hands and couldn’t recommend them more!
Kamile Ishiyama Dotson
Kamile Ishiyama Dotson
2024-02-02
Trustindex verifies that the original source of the review is Google.
My husband and I have been working with Strategic Capital since 2008 and have built a lot of trust. Chris has always provided excellent guidance to us, been extremely accessible, and gives us options that best suite our situations.
Lara Wilson
Lara Wilson
2023-11-13
Trustindex verifies that the original source of the review is Google.
Strategic capital was awesome to work with for some retirement savings advice and general financial advice I needed recently. I oftentimes get overwhelmed with financial conversations and Adam helped me get through some of the trickier or more confusing parts and I felt great afterwards and very comfortable with how to allocate my money. These guys are the real deal! Highly recommend.
Laura Saunders
Laura Saunders
2023-11-12
Trustindex verifies that the original source of the review is Google.
I have been working with Bobby and Chris for over 4 years. They have been absolutely fantastic in collaborating with our family to find a balance with our investments. I cannot recommend them enough if you are looking for a financial advisor who takes a personalized approach.
Cheri Witt
Cheri Witt
2023-11-06
Trustindex verifies that the original source of the review is Google.
Adam, Bobby and Chris go over and above to take care of their clients! To find financial advisors who actually listen to the needs of the clients is rare! I wouldn't trust anyone else with my investements!!

Meet your Financial Planning team in Austin

Adam D'Acierno

Adam D'Acierno

Founding Partner - Financial Advisor

adam@strat-capital.com

I specialize in helping businesses and business owners identify their needs, define success, and implement strategies to accomplish those goals.

Bobby Russell

Bobby Russell

Founding Partner - Financial Advisor

bobby@strat-capital.com

My comprehensive process embraces investments and insurance as an asset so that your whole financial life is magnified.

Chris Hernandez

Chris Hernandez

Founding Partner - Financial Advisor

chris@strat-capital.com

I believe this combination of independence and teamwork is the best way to serve clients. It lets me provide you with the highest quality financial planning services, built for life long relationships with you.

Approachable, Effective Financial Planning

Our team of advisors and the breadth and depth of our resources and strategic network means your financial planning is backed by a team that takes service and experience very seriously – right here in Austin. Simple, Approachable, Effective Financial Planning.